Assurance vie; life insurance; permanent contract; contrat permanent

Permanent contracts with securities: An advantageous solution!

This article was generously provided by Marie-Josée Riffon, Business Development Consultant, Financial Horizons Group, Quebec Region.


A permanent contract is one that a client signs for life – which underscores the importance of making the right choice! Several permanent products are currently available, including T100, universal life and participating life. In some cases, the price difference between each type of insurance is not significant.